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 Business Banking - Checking
Checking tailored to fit your business needs...
We know one checking account cannot fit the needs of every business. That's why we have carefully designed four business accounts to include a variety of features and benefits that will help your business get the most from this important business tool.  Just look at the options available:

Commercial Checking
This account provides the opportunity to manage your money so that you can significantly reduce or even eliminate your checking fees.

The account provides you a monthly earnings credit to apply against certain fees generated by your account activity. Your credit is computed using the average loanable balance in your account during the month and the 91 day Treasury Bill rate which is subject to change monthly.

Then your account is analyzed each month to determine the service charges incurred.  However, other applicable fees (e.g., non sufficient fund checks, stop payment orders, etc) are not included in the analysis and will be charged to your account directly.

1st Business Checking
This is our basic checking account for small businesses. Designed to maximize your convenience, there is a $100 minimum deposit required to open the account.   The monthly minimum balance fee can be avoided by simply maintaining at least $1,500 in your account.

With this account you can process up to 100 checks or 100 deposits free of charge each month before incurring a handling fee. Check images are available upon request for a monthly fee of $3.00.

Commercial Interest NOW Account

The Negotiated Order of Withdrawal (NOW) Account is a special business account that you can earn interest at competitive rates and enjoy unlimited check writing privileges. The interest rate is variable and may be changed from time to time.

1st Non-Profit Checking

This checking account is for non-profit organizations. A $50.00 deposit is required to open this account. No monthly maintenance, minimum balance, or per check fees are associated with this account. Check images are available upon request for a monthly fee of $3.00.


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