1st National Bank of South Florida, Homestead, Florida is proud to announce it has earned a 5-star Superior rating for the 20th consecutive quarter. The rating is based on a complex formula that includes, but is not limited to, 1st National Bank of South Florida’s capital safety levels, the quality of its loan portfolio, its ability to meet obligations, historic performance, and, of course, profitability. The rating is based on an evaluation of 1st National Bank of South Florida’s most recent financial data filed with federal regulators and analyzed by BauerFinancial Inc., Coral Gables, Florida.

“Community banks continue to demonstrate their value to the marketplace and to occupy a prominent position in the economy,” remarked Federal Reserve Governor Mark W. Olson in a speech to banking supervisors on June 3, 2005. “By supporting the economic growth and prosperity of its community, 1st National Bank of South Florida has proven to be a prime example of community banking at its best,” adds Karen Dorway, president of BauerFinancial.

1st National Bank of South Florida has been serving the needs of its neighbors and friends in Miami-Dade County for 74 years. Established in 1932, it currently operates through six conveniently located offices in Homestead, Miami, Perrine and Princeton. 1st National Bank of South Florida can also be found on the internet at www.1stnatbank.com.

1st National Bank of South Florida: “Proudly Serving South Florida Since 1932.”

To obtain a Free Highlights Reports on 1st National Bank of South Florida simply call BauerFinancial at 800.388.6686 Monday through Friday from 9-5 Eastern time or visit www.bauerfinancial.com 24/7.

BauerFinancial Inc., Coral Gables, Florida, is the nation’s leading independent bank rating firm. It has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. Consumers may obtain free star-ratings by calling 800.388.6686 or visiting www.bauerfinancial.com.