January 2007: BAUERFINANCIAL, Inc., the nation’s leading independent bank rating and research firm, is pleased to announce that 1st National Bank of South Florida, Homestead, Florida, has been awarded its highest rating (5-Stars) for strength and stability. By achieving this rating for 22 consecutive quarters, there can be no dispute that 1st National Bank of South Florida is one of the safest banks in the country.

“It is always heartening to see a community bank that practices true relationship banking come out on top,” proclaims Karen Dorway, president of the research firm. “Through unwavering commitment to its customers and personal one-to-one banking, 1st National Bank of South Florida has distinguished itself from the Big Banks and come out ahead of the pack.”

1st National Bank of South Florida has been dedicated to meeting the financial needs of its customers since 1932. It currently operates through six conveniently located offices in Homestead, Miami, Palmetto Bay and Princeton and can also be found on the internet at www.1stnatbank.com.

1st National Bank of South Florida: “Your 1st Choice for Better Banking.”)

BAUERFINANCIAL, INC., Coral Gables, Florida, the nation’s leading independent bank rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No bank pays for its rating, nor can any bank elude it. Consumers may obtain free star-ratings by calling 800.388.6686 or visiting www.bauerfinancial.com.