1st National Bank of South Florida

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Personal Banking - Checking

Your 1st National Bank Personal Checking Account allows you to carry minimum amounts of cash and still have a safe, readily accepted way to make purchases, pay bills and obtain cash. Most local merchants accept personal checks just like cash, and they are accepted by virtually all companies for payment of bills. We know that one checking account cannot fill everyone’s needs.
That is why we have carefully designed a variety of accounts to include the features and benefits to help you get the most out of your checking needs. A 1st National Personal Checking Account will make your life even easier.

Red Goes Green Checking

NO monthly maintenance fee, NO minimum balance fee and NO per check fees are associated with this account as long as you receive e-Statements and the account is set up for online banking.**

**Should the e-Statements be cancelled or changed to paper statements, this account will be changed to the All Service Checking account with the requirements, charges, and fees associated with the All Service Checking account.

Health Savings Account

Health Savings Accounts are now available at 1st National Bank of South Florida

It's Your Health and Your Money, so take control and start saving now with a Health Savings Account. 1st National Bank's Health Savings Account (HSA) is an excellent way to save for future medical expenses.

Consider these facts:
Insurance premiums continue to rise
More employers are reducing or eliminating health insurance

Start saving now:
Earn interest on your money
Funds contributed to an HSA belong to the account holder and may be tax deductible*

Receive a Free Visa Debit Card and Free HSA checks with your account.

To find out more about the benefits of having a Health Savings Account, call 305.247.5541 to speak to any 1st National Bank customer service representative.

*Consult your tax and legal professional to determine eligibility, contribution amounts and distribution qualifications.

1st Direct Checking

This FREE account is designed for individuals who receive a direct deposit AND sign up for online banking. The account can be opened with just $100.00.

Click here for more benefits and detailed information...

All Service Checking

Open a new All - Service Checking account with just $100.00*.

Click here for more benefits and detailed information...

New Opportunity Checking

If you’ve had problems with your checking account in the past or have been reported to ChexSystems, "New Opportunity Checking" is for you. Open a "New Opportunity Checking" account with just a $100.00 deposit.

Click here for benefits and information...

1st Choice Club

1st Choice Club is a flexible account designed for members 50 and over who live an active life style with no time to slow down. When you sign up for the 1st Choice Club account and maintain a minimum balance of $500*, you'll receive all the following advantages and benefits designed for you and your lifestyle.

Click here for benefits and information...

1st Interest Checking

If you keep a larger amount of funds in your checking account on a daily basis, why not make that money work for you. Your 1st Interest Checking Account earns interest with a variable rate that is set by the bank and credited monthly. You also receive unlimited check writing privileges with this account as well.

	Open a new 1st Interest Account with just $1500		NO charge for images of cancelled check in your monthly statement
	NO per-check fee		FREE Online Banking and Bill Pay

Click here for more benefits and information...

A 1st National Check Card will make your life easier...

The 1st National Bank Visa® Check Card works just like a check only it’s more convenient than writing a check and safer than carrying cash. You can still use it to get cash from an ATM but it can also be used everywhere Visa is accepted. When you use your card as a credit, you can earn points through our UChoose Rewards Program. Just swipe & sign!