| To Our Customers |
Protecting your privacy is the number one priority at 1st National Bank of South Florida. You should know about the information the Bank collects and how it is used. In order to provide customers with a broad range of financial products and services, the Bank uses technology to manage and maintain customer information. The following policies statements serves as a standard for all 1st National Bank of South Florida employees for collection, use, retention, and security of non-public personal information. |
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| Information Collected by 1st National Bank |
The Bank may collect non-public personal information* about you from the following sources:
** Information from applications or other loan and account forms.
** Information from your banking transactions with 1st National Bank or other financial institutions.
** Information that is received from third parties such as credit bureaus or financial reporting
*Non-public personal information is non-public information about you that your Bank may obtain in connection with providing a financial product or service to you. For example, non-public personal information includes information regarding your account balance, payment history, and overdraft history. |
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| Information Disclosed By 1st National Bank |
Your Bank is permitted under law to disclose non-public personal information about you to other third parties in certain circumstances. For example, the Bank may disclose nonpublic personal information about you to third parties to assist in servicing your loan or account, to government entities in response to subpoenas, and to credit bureaus. 1st National Bank does not disclose any non-public personal information about you to anyone, except as permitted by law.
Should you ever decide to close your account(s) or become an inactive customer, 1st National Bank will continue to adhere to the privacy policies and practices described in this notice. |
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| Our Security Procedures |
1st National Bank follows many procedures to safeguard customer information.
Access to your Information is restricted only to those employees who job it is to provide you with products or services that you may request. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information. Employees who violate these standards are subject to severe disciplinary measures. |
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| Online Privacy Statement |
| The online banking private section of the 1st National Bank web site uses Secure Socket Layer (SSL) encryption technology with a Verisign Digital Key. User security for Online Banking is controlled through the use of two user-defined identifying codes. Please do not share your IDs or password with anyone. It is also recommended that you change your password regularly and remember to log out when you are finished with First Online. |
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| Information Gathering |
| 1st National Bank uses standard software to collect non-identifying information about our visitors such as: domain name, hit counts, pages visited, length of user session, web browser, IP address, etc. This information is used to create summary statistics and to determine the level of interest in information available on our site. Visitors may elect to provide us with personal information via E-mail or online forms. This information is only used internally and it is not disseminated or sold to other organizations. |
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| E-mail |
| Regular, non-encrypted Internet e-mail is not secure. It is recommended that you use regular e-mail only for general questions and problems of a non-sensitive nature. Use the Customer Service feature inside of First Online to send sensitive information to the Bank. The First Online system uses Secure Socket Layer (SSL) encryption. The Bank does not include account information in an e-mail response because return e-mail may not be secure. You may also contact the Bank by phone, mail or by visiting the nearest branch office. |
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| Cookies |
| A "cookie" is a small text file placed on your computer's hard drive by the 1st National Bank web server. The Bank does not use cookies to collect personal information. Cookies are commonly used on web sites and are necessary to access First Online. Cookies are only used for general web site information collecting and other administrative purposes. |
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| Forms |
| When you apply online for additional services from 1st National Bank, or fill out the form to become an online banking customer, you provide personal information that is necessary for us to process your application. To ensure that your application remains confidential, the information is sent to us in a "secure session" established with Secure Socket Layer (SSL). After you have submitted your application online, we recommend that you close your browser session or log off before leaving your computer. The information you provide us on surveys and promotions on our web site will be used for internal marketing purposes only. |
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| Links |
| We cannot control the content on other Internet sites, therefore we are not responsible for the information provided on sites linked from www.1stnatbank.com, ibs.1stnatbank.com, www.1stbanking.com or www.1stbumper.com. Other web sites that link to www.1stnatbank.com are in no way affiliated with the 1st National Bank of South Florida. We do not endorse or promote sites that link to www.1stnatbank.com. |
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